Lawsuits Against Timeshare Developers by Timeshare Owners and Whistleblowers

Don’t Be A Victim of Abusive Business Practices – Every Timeshare Owner Has Rights.

Timeshare owners have a right not to be defrauded by false or misleading statements about the nature of a timeshare purchase, and a right to obtain court-ordered rescission of timeshare contracts that are unlawful, oppressive, unconscionable and unfair.

As shown by the lengthy list below, frustrated timeshare owners and former timeshare developer employees have repeatedly – and in many cases successfully – brought lawsuits against timeshare developers based on common law fraud and abusive sales tactics, including elder financial abuse. As a result, timeshare developers have been held accountable by federal and state courts for consumer fraud and for retaliating against employees who blow the whistle on timeshare sales practices that constitute consumer fraud and concealment.

Timeshare developers are subject to and must comply with federal and state laws and regulations protecting consumers, including:

• Federal Trade Commission enforcement division – The Federal Trade Commission was created to promote competition and to protect consumers from unfair, deceptive or fraudulent practices in the marketplace. The FTC develops policy, conducts investigations, and sues companies that violate the law. The FTC investigates complaints of trade law violations, and enforces consumer protection laws to stop illegal business practices and get refunds to people who lost money.
• Federal Consumer Credit civil lawsuits – Consumer lawsuits can enforce provisions in the Fair Debt Collection Act (15 U.S.C. 1692), the Fair Credit Reporting Act (15 U.S.C. 1681), Truth in Lending (15 U.S.C. 1640), the Telephone Consumer Protection Act (47 U.S.C. 227), and other consumer laws.
• State consumer protection lawsuits: Virtually all states have enacted laws that prohibit unfair and deceptive practices by businesses against consumers. These statutes, called UDAP laws, are enforced by state attorneys general and by private aggrieved citizens on behalf of the public.

State attorney generals and consumers, through civil lawsuits, can enforce provisions of the following laws:

• State Timeshare Statutes
• State Deceptive and Unfair Practice Statutes
• State Consumer Collection Practices Statutes
• State Elder Abuse Statutes